We know paying for nursing home care for a Dallas-Fort Worth senior loved one is a big concern for many of the families we work with. If your family member truly needs long-term, skilled nursing care and not an assisted living community, the costs can really add up.
Nursing homes use a daily room rate system for pricing. Most communities offer residents the choice between a semi-private and a private room. In the Dallas-Fort Worth area, the median daily rate for a nursing home is $186. Overall prices range from $140 to $325 per day. On average, a family should expect to pay $56,940 per year for a senior loved one’s care in a semi-private suite in a north Texas nursing home.
Paying for a Nursing Care Community in North Texas
If an older adult will be moving to a nursing home in north Texas, there are several methods for financing their care:
- If they purchased long-term care insurance, it will help pay for care. Talk with their insurance provider to determine the daily rate your senior loved one’s policy provides and what the requirements are.
- The Veteran’s Aid and Attendance benefit may be another solution. If your aging loved one served during a time of war, they may be entitled to assistance paying for senior care. We can help you learn more about that benefit when we talk.
- If your senior loved one has very limited income and resources, they may qualify for Medicaid. Contact the Texas Department of Aging and Disability Services (DADS) to learn more about applying for financial assistance.
One important consideration to be aware of is that Medicare does not pay for long-term care in a nursing home. The exception is if your Dallas senior loved one is a patient at a nursing care center for short-term rehab. Most residents of a nursing home pay for their care with private resources or Medicaid.
Exploring Senior Care Options
If you need help navigating your way through the process of finding senior care in the Dallas –Fort Worth area, please call us at 214-929-5055 or use our Contact Form if you would like us to call you. The advice and guidance we offer is always free for families.